There’s a myth that wealth is reserved for the rich💰
But here’s the truth: wealth isn’t just about how much you earn—it’s about how you manage what you’ve got. And the good news? You can start building wealth no matter where you’re starting from.
Spring is the perfect season to refresh your mindset and plant some financial seeds that will grow over time. 🌱 Let’s walk through five realistic steps to start building wealth on any income—yes, even yours.
1. Define What Wealth Means to You 💬
Wealth looks different for everyone. For some, it’s a paid-off house and a fully-funded retirement. For others, it’s travel freedom or being debt-free with peace of mind.
Start by asking:
-
What does financial freedom look like to me?
-
What would make me feel safe and abundant?
Once you define that, you can build a plan that matches your values. Check out the Your Money Mastery Checklist to get crystal clear on your personal version of wealth.
2. Know Your Numbers (Especially Your Mojo Number) 🔍
Before you can build wealth, you need to know where your money is going each week. That’s where your Mojo Number comes in.
This weekly spending number helps you stay on track while still enjoying life. It’s a balance between meeting your needs, growing your goals, and living in the moment.
Once you know your Mojo Number, you can:
-
Stop the financial leaks 🕳️
-
Spend more intentionally
-
Put more toward your goals without feeling deprived
3. Automate Your Wealth-Building Moves ⚙️
One of the most powerful wealth-building hacks? Automation. You don’t need to think about it—you just need to set it up once.
Try this:
-
Set up automatic transfers to a high-yield savings account or investment account (like SoFi or Fidelity)
-
Round up your purchases and stash the spare change
-
Use automatic bill pay to avoid fees and build credit
Even $10 a week can add up—consistency beats intensity every time.
4. Focus on One Financial Goal at a Time 🎯
Trying to pay off debt, save for a house, and invest all at once? You’ll burn out fast.
Instead, pick one primary goal and funnel your energy into that. Not sure where to start? If you don’t have one already, build a small emergency fund—2 to 4 weeks of income—before attacking debt or investing.
Then move into a strategy that works for you, like:
-
The debt snowball method (start with the smallest debt)
-
The debt avalanche method (start with the highest interest)
This blog compares both options to help you decide.
5. Don’t Do It Alone 💬
Wealth-building is more sustainable—and more fun—when you have support.
You don’t have to be a financial expert to make progress. You just need the right tools and community. Inside the Money Mastery Course, we break down personal finance into doable steps with bite-sized videos, worksheets, and a community that’s walking the same path.
Looking for extra accountability? Join the Money Mastery Bootcamp waitlist to get 20% off when it opens. The Bootcamp includes live coaching, Q&A sessions, and a like-minded crew ready to level up.
🌟 Wealth Is Built One Choice at a Time
You don’t need a massive income to build wealth. You just need clarity, consistency, and a little springtime momentum. Start with what you have, where you are, and watch what grows.
